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Gäld for Accountants and Fiduciaries

This guide is for accountants, fiduciaries, and tax advisors who manage accounting for one or more clients using Gäld. It covers getting access to client organisations, navigating the data, and producing the exports you need for statutory filings and audit.


Getting access to a client's organisation

Gäld uses multi-organisation access: each client runs their own Gäld organisation, and you can be a member of multiple organisations with a single Gäld account.

Step 1 — Your client invites you

Your client goes to Settings → Users → Invite and enters your email address with the Admin role.

You receive an invitation email. Click Accept Invitation — if you already have a Gäld account, the client's organisation is added to your account automatically.

Step 2 — Switch between organisations

Once you have access to multiple organisations, use the organisation switcher in the sidebar to switch between them. Each organisation is completely isolated — data from one client is never visible to another.

Navigating the Accounting menu

The Accounting section in the sidebar groups items under sub-headings (Core, Tax & VAT, Reports & Archives, Period, Advanced) to help you find what you need faster. You can expand or collapse sidebar sections — the state is remembered across sessions.

RoleRecommended for accountants
ViewerRead-only review — suitable for periodic checks
MemberCan create journal entries and run reports — suitable for bookkeeping assistance
AdminFull access except org deletion — suitable for accountants doing the full bookkeeping

See User Management for the complete permission matrix.

Your client keeps control

Even with Admin access, you cannot delete the organisation. Your client (the Owner) retains full control and can revoke your access at any time.


Reviewing the books

Trial balance

The trial balance is the fastest way to get an overview of the state of the books:

  1. Go to Accounting → Trial Balance
  2. Set the As of date to the period you are reviewing
  3. Verify that total debits = total credits

A balanced trial balance means no broken journal entries. If it does not balance, there is a data integrity issue — contact support.

Profit & Loss

  1. Reports → Profit & Loss
  2. Set date range to the full fiscal year
  3. Review revenue and expense account balances

Toggle Show Budget if your client has set up a budget — useful for understanding whether variances were planned.

Balance Sheet

  1. Reports → Balance Sheet
  2. Set As of date to 31 December (or the fiscal year-end date)
  3. Verify Assets = Liabilities + Equity

VAT report review

  1. Reports → VAT Report
  2. Select each quarter (or the annual period)
  3. Verify the declared amounts match the filed declarations
  4. Check that a settlement entry was posted for each filing period

See VAT Report.

Aging report

  1. Reports → Aging
  2. Check receivables for old unpaid invoices that may need to be written off
  3. Check payables for obligations not yet reflected in the cash position

See Aging Report.


Journal entries and corrections

If you need to make year-end adjustments (accruals, reclassifications, write-offs):

  1. Go to Accounting → Journal Entries → New Entry
  2. Enter the debit and credit lines
  3. Add a description that clearly identifies this as a fiduciary adjustment
  4. Click Post
Reverse-dated entries

You can post entries with a date in a closed period. This will change the reports for that period — verify the impact on VAT reports before posting.


Generating the fiduciary export

When the year-end is complete and you are ready to prepare the tax return:

  1. Confirm with your client that the Year-End Checklist is complete
  2. Go to Accounting → Fiduciary Export
  3. Select the fiscal year
  4. Click Generate ZIP
  5. Download

The ZIP contains:

FileYour use
journal.csvImport into Abacus, banana.ch, or your audit tool
balance-sheet.pdfBasis for statutory financial statements
income-statement.pdfBasis for statutory financial statements
trial-balance.csvYear-end reconciliation
accounts.csvChart of accounts for mapping
vat-reports/Cross-check declarations
invoices/ + expenses/Supporting documents

See Fiduciary Export for the full file-by-file reference.


Year-end closing

Once all adjustments are made and the export is complete, run the year-end closing to lock the period:

  1. Accounting → Year-End Closing
  2. Select the fiscal year
  3. Confirm

After closing, no entries can be posted to the closed year without reopening it — which requires owner-level access.


Working with multiple clients efficiently

TipDetail
One Gäld account, many orgsUse the org switcher — no need to log in/out between clients
Bookmark per-org URLsEach organisation has a unique URL segment
Check the trial balance firstFastest diagnostic for any new engagement
Use Viewer role for audit-onlyPrevents accidental postings during review

Frequently asked questions

Can I grant access to a colleague or junior in my fiduciary firm? Yes. With Admin access, you can invite additional users to your client's organisation. Note that the role you assign them cannot exceed your own role.

Does Gäld support multiple currency organisations? No. Gäld is CHF-only in v1.10.0. Foreign currency transactions must be converted to CHF at the transaction date.

Can I mass-export data across all my clients? Not currently. You generate one fiduciary export per organisation.

My client is on the Community Edition (self-hosted) — can I still access their Gäld? Yes, if their server is accessible from the internet (or you are on the same network). The invitation flow is identical.